Help if you have children

Support with the cost of raising children, from Child Benefit to help with childcare.

What to check first

  1. Claim Child Benefit even if you think you earn too much to keep it — claiming protects your National Insurance record and gets your child a National Insurance number.
  2. Check whether you qualify for help with childcare costs; the schemes work differently depending on whether you claim Universal Credit.
  3. Ask your child's school about free school meals and help with uniform costs. Councils run their own schemes and they are not always advertised.
  4. If you are pregnant or have a child under four and you are on a low income, check Healthy Start.

What you may be able to claim

Each of these has its own rules. Open a page to see what it is, who runs it, and where the official guidance lives.

  • HM Revenue & Customs

    Child Benefit

    Child Benefit is paid to people responsible for bringing up a child, including an older child who stays in approved education or training. If you or your partner earn above a set level, you may have to pay some or all of it back through the High Income Child Benefit Charge.

  • Department for Education

    Free school meals

    Your child may get free school meals if you get certain benefits, such as Universal Credit. You apply through your local council. All infant-school pupils at state schools in England get free school meals.

  • NHS Business Services Authority

    Healthy Start

    Healthy Start helps if you are pregnant or have a young child and get certain benefits. You get a prepaid card to spend on milk, fruit, vegetables, pulses and infant formula, and you can get free vitamins.

  • Department for Work and Pensions

    Universal Credit

    Universal Credit is a monthly payment to help with your living costs if you are on a low income, out of work or cannot work. It is replacing older benefits such as Housing Benefit and income-based Jobseeker’s Allowance.

Where to get help in person

We are an information site. If a decision has gone against you, or you are not sure what applies to your situation, free independent advice is available and it is worth using.

  • Citizens Advice can look at your actual circumstances and help with forms and appeals.
  • Your council's welfare or housing team runs local schemes that are not advertised nationally.
  • Many charities run advice lines for specific conditions and situations.

None of them charge, and none of them will ask you to pay to make a claim.