How to get help with the cost of living

What cost of living support is available

Finding the right cost of living support can make a big difference when money is tight. This applies to England. Government schemes and local services offer help with everyday living costs, utility bills, housing, and health expenses. While past automatic cash payments have finished, there are still many ways to boost your income or reduce your regular outgoings.

• Help with regular living costs through low income benefits
• Support for energy, water, phone, and broadband bills
• Reductions on your council tax and help with housing costs
• Discounts on health costs like prescriptions and travel

How to get help from your local council

Your local council provides various forms of financial assistance for residents who are struggling. You can contact your local authority to ask about local funds and schemes designed to help with emergency or essential costs.

1. Find your local council using GOV.UK
2. Check their website for local hardship or crisis funds
3. Ask about reducing your council tax bill if you are on a low income

Extra help if you cannot afford essential costs

If you are finding it difficult to pay for food, energy, or other vital items, extra help is available. You might be able to get support with utility bills or access cheaper social tariffs for your phone and broadband. People receiving certain benefits may also be able to apply for budgeting loans or advances to spread the cost of unexpected expenses.

Check what benefits and grants you can claim

Many people miss out on financial help simply because they do not know what is available. You can use online tools on help with the cost of living to see what support matches your situation. Whether you are out of work, on a low income, raising a family, or have a health condition, there are specific grants and allowances designed to help.